Our Process

When it comes to working with a financial planning firm, you have many to choose from.  You will find that Kosmicki Investment Services is client focused.  Our approach is to educate clients, help simplify and organize their financial lives and create reassurance for today and tomorrow.  We will take the time to know you and your financial position, only making recommendations to you after a thorough analysis and a review of your options.  Our success is not measured by statistics, but rather your success in achieving your goals.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

In our first meeting, we take the time to know your financial situation, goals, concerns and your understanding of investments.  We will answer any questions you may have and determine if we can be of assistance to you.  A follow up appointment will be set and we will request a list of information before we proceed.

In our second meeting, we will gather the data you have provided us and clarify your financial goals.  We will discuss possible investment alternatives and solutions to determine your comfort level.

In our third meeting, we will present you with a comprehensive plan that will be designed to meet your financial goals and provide a road map to reach those goals.  All necessary documents will be available to implement your plan.

While it is vitally important to select the right mix of investments for your portfolio, it is even more important to monitor these investments to be sure they are still performing and satisfy the requirements to meet your financial goals.  We meet with our clients on a regular basis to review their investments and their current situation to be sure they are on track to meet their financial goals.  These periodic meetings are essential to allow the flexibility built into your plan to meet the challenges of the ever changing aspect of your life and that of the world around you.